Tips and guides

1 min read

Building insurance is a legal requirement to most mortgages, we can help you get this in place.

4 min read

Your credit rating can affect your ability to get a mortgage. Have a read to find out how you can check or improve yours.

2 min read

We believe using a mortgage broker is more beneficial than going directly to a lender. Purchasing a house is likely to be one of your biggest, long term financial commitments so it’s important to get it right.

4 min read

Answers to your most common questions...

3 min read

Not sure where to start when it comes to buying your first home? The process can be extremely daunting, and you might not know where to start. Have a read a of a few top tips we have put together for First Time Buyers or get in touch and we’ll be happy to help!

3 min read

Self-building offers multiple advantages, including the opportunity to follow your own vision and get the right house in the right location, it can also allow you to get “more bang for your buck.” You can often build a house at a lesser cost than you would pay for the same home on the open market.

2 min read

Find out about self-build mortgages and how they work. They can be complicated though, so get in contact and one of our experts can answer any queries you have.

3 min read

Buy-to-lets (BTL) may have additional considerations like- Where is the best place to get a BTL mortgage? What do I do if I don’t have tenants? What are the tax implications? Have a read to find some answers to common BTL questions.

2 min read

Find out about Buy-to-let (BTL) mortgages and some of the main differences with residential mortgages.

2 min read

Co-Ownership helps you get on the property ladder by allowing you to buy a share of a property, rather than buying it all at once. You rent the other share, at a discounted rate.

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With increasing pressures on the NHS you may have seen a lot written about Private Medical Insurance (PMI) in the press, read more here.

2 min read

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

2 min read

At Mortgage IQ we believe your income is your biggest asset –if you have no income how will you maintain repayments on your mortgage and cope with the day to day costs of living? Your Mortgage IQ adviser will always ensure you are fully aware of the options available to you to protect your income.

2 min read

Finding out you or a loved one has a serious illness is traumatic enough without having to cope with the financial implications. At Mortgage IQ we believe it is our duty of care to you to ensure you fully understand the options available to you to ensure financial protection for you and your family.

4 min read

Have you considered what would happen if you could no longer manage your financial affairs yourself, or make other important decisions concerning your health and welfare?

2 min read

Everyone knows they need to insure their car, their home and anything precious, from pets to bicycles. But the pandemic has sparked increased interest among women in another kind of insurance – policies that ensure individuals and their families can meet their financial commitments if the worst happens, called income protection.

2 min read

In times of financial hardship, it is tempting to cancel insurances for your life and your home. This is the very time that you may have the most need for these insurances.