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Tips and guides

Find some helpful information about your mortgage and protection needs here

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Building & Contents Insurance

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1 min read

Building insurance is a legal requirement to most mortgages, we can help you get this in place.

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Mortgages

Improve Your Credit Rating

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3 min read

Your credit rating can affect your ability to get a mortgage. Have a read to find out how you can check or improve yours.

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Why use a mortgage broker?

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2 min read

We believe using a mortgage broker is more beneficial than going directly to a lender. Purchasing a house is likely to be one of your biggest, long term financial commitments so it’s important to get it right.

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First time buyer

First-Time Buyer Tips

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2 min read

Not sure where to start when it comes to buying your first home? The process can be extremely daunting, and you might not know where to start. Have a read a of a few top tips we have put together for First Time Buyers or get in touch and we’ll be happy to help!

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Self build

Mortgages to help you build your own home

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4 min read

Self-building offers multiple advantages, including the opportunity to follow your own vision and get the right house in the right location, it can also allow you to get “more bang for your buck.” You can often build a house at a lesser cost than you would pay for the same home on the open market.

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How self-build mortgages work

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2 min read

Find out about self-build mortgages and how they work. They can be complicated though, so get in contact and one of our experts can answer any queries you have.

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Buy to Let

Buy-to-Let Tips

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3 min read

Buy-to-lets (BTL) may have additional considerations like- Where is the best place to get a BTL mortgage? What do I do if I don’t have tenants? What are the tax implications? Have a read to find some answers to common BTL questions.

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About buy to let mortgages

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2 min read

Find out about Buy-to-let (BTL) mortgages and some of the main differences with residential mortgages.

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Co-Ownership

About Co-ownership

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2 min read

Co-Ownership helps you get on the property ladder by allowing you to buy a share of a property, rather than buying it all at once. You rent the other share, at a discounted rate.

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Protection

Private Medical Insurance

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2 min read

With increasing pressures on the NHS you may have seen a lot written about Private Medical Insurance (PMI) in the press, read more here.

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Life Insurance

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2 min read

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

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Income Protection Insurance

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2 min read

At Mortgage IQ we believe your income is your biggest asset –if you have no income how will you maintain repayments on your mortgage and cope with the day to day costs of living? Your Mortgage IQ adviser will always ensure you are fully aware of the options available to you to protect your income.

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Critical Illness Cover

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2 min read

Finding out you or a loved one has a serious illness is traumatic enough without having to cope with the financial implications. At Mortgage IQ we believe it is our duty of care to you to ensure you fully understand the options available to you to ensure financial protection for you and your family.

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The importance of arranging a power of attorney

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4 min read

Have you considered what would happen if you could no longer manage your financial affairs yourself, or make other important decisions concerning your health and welfare?

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Why more women are investing in income protection – and you should, too

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3 min read

Everyone knows they need to insure their car, their home and anything precious, from pets to bicycles. But the pandemic has sparked increased interest among women in another kind of insurance – policies that ensure individuals and their families can meet their financial commitments if the worst happens, called income protection.

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Before you cancel important insurances; STOP!

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2 min read

In times of financial hardship, it is tempting to cancel insurances for your life and your home. This is the very time that you may have the most need for these insurances.

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Contact us

Our team are here to answer your questions, explore your options and help you find the solution to your mortgage and protection needs..

Compare mortgage quotes

Have an initial look at some mortgage options, you can discuss these with one of our expert advisers who have top industry knowledge to help you navigate the mortgage minefield.

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Mortgage Calculator

Use our simple mortgage calculator to see how much you could potentially borrow. Remember this is indicative only, speak to an expert adviser for a full calculation, specific to you.

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Stamp Duty Calculator

It is important to consider other costs. Stamp Duty is a tax you might have to pay if you buy a residential property or a piece of land in England and Northern Ireland. Use our calculator to find out how much this may cost.

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IQ & Co

Invested in you.

IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.