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Find out about Buy-to-let (BTL) mortgages and some of the main differences with residential mortgages.
Last updated: 6 January 2022
A buy-to-let mortgage is a mortgage for a property you plan to rent, rather than living in it yourself – making you a landlord. As a landlord, you can start to charge rent to cover mortgage repayments and the costs of maintaining your property, which can be profitable.. However, purchasing a buy-to-let property has the potential to be a minefield, unless you seek professional advice
Tips when deciding on a BTL
Chat to one of our advisers, they can help you understand BTL mortgages and specific lender criteria.
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Have an initial look at some mortgage options, you can discuss these with one of our expert advisers who have top industry knowledge to help you navigate the mortgage minefield.Compare
Use our simple mortgage calculator to see how much you could potentially borrow. Remember this is indicative only, speak to an expert adviser for a full calculation, specific to you.Learn more
It is important to consider other costs. Stamp Duty is a tax you might have to pay if you buy a residential property or a piece of land in England and Northern Ireland. Use our calculator to find out how much this may cost.Learn more