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Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around residential mortgages, but there are some key differences.
Book Appointment
At Mortgage IQ we can help you with a new Buy-to-Let mortgage or we can review existing mortgages to see if we can help you find a better deal. We have access to a wide range of lenders and are able to provide clients with a comprehensive service that will give access to the best deals in addition to our expert support throughout the process.
We arrange buy to let mortgages for every type of client – from first time landlords to experienced landlords with large portfolios. We’ll work with you to understand your strategy both now and in the future, and find the best deal from our panel to help you achieve your goals.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Step 01
We can help you calculate your budget and get you an agreement in principle.
Step 02
Put an offer on the property you wish to purchase, once this is accepted you can proceed to the next steps.
Step 03
Meet your IQ adviser who will guide you through the application process, ensuring to find the best lender to suit your needs.
Step 04
Your Mortgage IQ adviser will ensure you and your new property are adequately protected. You need to plan for the unexpected with a buy to let, like a tenant leaving or repair work and so it is important to protect yourself and your income.
Step 05
Once your mortgage is assessed and the property valued, if your application is successful, you will receive your offer and Mortgage IQ will work with you and your solicitor to complete on your mortgage.
Step 06
The funds will be drawn down on your new buy to let property, you can start collecting rental income from tenants .
HOW MANY PEOPLE ARE APPLYING?
Applicant 1
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
This is based on income multiples only and may be affected by your outgoings.
Use our quote tool to find out what monthly repayments may be or book an appointment so we can check exactly how much you can borrow and your eligibility for a mortgage with top mortgage lenders.
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
By answering a few more questions, we can check exactly how much you can borrow (and also check your eligibility for a mortgage) with top mortgage lenders.
These results are for a repayment mortgage and are only intended as a guide based on income multiples, not taking into account your specific circumstances. The amount you can borrow may be more or less than this. Please make sure you obtain accurate figures from a member of our team before committing to any mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
Your credit rating can affect your ability to get a mortgage. Have a read to find out how you can check or improve yours.
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Get StartedDon’t just take our word for it, see what our customers have to say.
We couldn’t recommend Heather from Mortgage IQ anymore, phenomenal experience no question or query was a bother. Heather’s knowledge was first class. The thought of getting a mortgage for first time buyers can be nerve wrecking but this experience was fantastic from start to finish. Will definitely be recommending Heather to friends & family.
We obtained a mortgage through Mortgage IQ, and we couldn’t be more pleased with the service. Mark W got us an excellent rate even in these turbulent times, and the process was quick, seamless and professional - we can’t thank him enough. I would highly recommend them to anyone looking for a mortgage.
The reviews shown above have been gathered and displayed directly through third party review listings and have not been verified by SJP.
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