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We believe using a mortgage broker is more beneficial than going directly to a lender. Purchasing a house is likely to be one of your biggest, long term financial commitments so it’s important to get it right.
Last updated: 23 October 2023
A bank will likely only be able to advise you on its range of products. One of the biggest advantages of arranging your mortgage with a broker, is the huge range of lenders and first charge mortgage products from across the market, made available to mortgage intermediaries, we have access to – right at our fingertips.
Having connections with such a huge pool of providers means that we can assess and compare the most competitive mortgage products and deals available, with your specific circumstances and needs in mind, making sure we know what lender criteria you satisfy before putting an application in.
We will also have access to broker exclusive deals that banks cannot access.
We have gained industry experience and knowledge across the market, If you find yourself in a difficult or unique situation, for example, you have a history of adverse credit or are seeking a mortgage on a unique property type, the chances are your bank or building society won’t give you the time of day. We have access specialist mortgage providers covering almost every niche you can think of – even for those who’ve suffered severe cases of bad credit.
Unless you have in-depth knowledge and experience in the field, knowing where and how to start your mortgage hunt can be very overwhelming; this is where a broker can be invaluable.
A mortgage broker won’t just advise on your mortgage. We have a duty of care to advise on any related life assurance, income protection or even buildings and contents cover. We can recommend insurance based on your circumstances to make sure that you are protected in the event of death, critical illness or having to take time off work due to illness
Speak to one of our expert IQ advisers today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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