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Getting onto the property ladder can seem quite daunting but with Mortgage IQ it doesn’t need to be.
Book Appointment
We can guide you through the process and can offer tailored mortgage advice specific to your circumstances. Our advisers understand it’s all new to you and will explain everything in simple terms and at your pace.
Our experienced team will liaise with the lender, estate agent, solicitor and anyone else in the chain keeping you informed each step of the way.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Step 01
Find out how much you can afford and get an agreement in principle.
Step 02
Find your perfect house- we’ll stay in touch throughout and if you have any questions we’ll be there to help you along the way.
Step 03
Once your offer is accepted its time to apply for your mortgage.
Step 04
Meet your adviser again to submit your mortgage application, they will search the market and make a recommendation on the best mortgage for you based on their expert knowledge.
Step 05
Your lender willl insist that you have buildings insurance, at Mortgage IQ we can help with this and protecting you and your income to help ensure you can continue to pay your mortgage should the worst happen.
Step 06
Complete on your mortgage. We will guide you through completion day to ensure your lender, solicitors and vendors are all aligned to ensure a seamless completion day.
HOW MANY PEOPLE ARE APPLYING?
Applicant 1
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
This is based on income multiples only and may be affected by your outgoings.
Use our quote tool to find out what monthly repayments may be or book an appointment so we can check exactly how much you can borrow and your eligibility for a mortgage with top mortgage lenders.
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
By answering a few more questions, we can check exactly how much you can borrow (and also check your eligibility for a mortgage) with top mortgage lenders.
These results are for a repayment mortgage and are only intended as a guide based on income multiples, not taking into account your specific circumstances. The amount you can borrow may be more or less than this. Please make sure you obtain accurate figures from a member of our team before committing to any mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
Your credit rating can affect your ability to get a mortgage. Have a read to find out how you can check or improve yours.
Get StartedWe believe using a mortgage broker is more beneficial than going directly to a lender. Purchasing a house is likely to be one of your biggest, long term financial commitments so it’s important to get it right.
Get StartedWith increasing pressures on the NHS you may have seen a lot written about Private Medical Insurance (PMI) in the press, read more here.
Get StartedLife Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Get StartedBuilding insurance is a legal requirement to most mortgages, we can help you get this in place.
Get StartedDon’t just take our word for it, see what our customers have to say.
Luke was so helpful, no request was too much to ask and he was able to explain every step, which was important to me as a first time buyer. I got a good price for my mortgage and wouldn’t hesitate to recommend Mortgage IQ to anyone.
Our case was not straightforward, having just relocated to Northern Ireland from abroad and being on a new academic contract with a long probation period. Decided to go to Mortgage IQ as our bank told us we would need to wait over 6 weeks before we could even apply for a mortgage (needing 1st pay cheque). We were advised by Ann Flynn, who quickly got us a competitive offer from a leading lender. Professional and transparent throughout. Saved us weeks of waiting and all of the paperwork and back and forth with lender (quite a bit needed in our case) taken care of.
The reviews shown above have been gathered and displayed directly through third party review listings and have not been verified by SJP.
We'll do the hard work to find your perfect mortgage.
IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
