MENU
MENU
We’re always glad to help you switch to another lender or negotiate a better deal on your existing mortgage.
Book Appointment
As your trusted partners we will be with you throughout your mortgage lifetime. There are many reasons why you might want to remortgage.
You might want to avail of a lower interest rate, consolidate debt, renegotiate a new deal when your deal is coming to an end or you might want to borrow more money for home improvements, buying out shared ownership or something else. We are experts in all things remortgage so just get in contact and we can help.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note, debt consolidation may extend the period of time of the loan repayment and result in overall increased interest payments. This should be carefully considered.
Step 01
Speak to an IQ adviser well in advance of your deal end date- this will avoid you moving onto a Standard Variable Rate which may be higher than available deals.
Step 02
We will talk you through your options and our expert knowledge will make sure we find a solution that is matched to your own specific circumstances.
Step 03
We will check if you mee the lenders criteria before applying for your remortgage.
Step 04
We will guide you through this process, helping you with valuers, solictors (if necessary) and making the process as hassle free as possible.
Step 05
A lot can change in a short space of time, make sure your personal protection needs are up to date by reviewing with your adviser.
Step 06
Once your offer is received the next step is for your remortgage to complete, this is where your solicitor requests the money from the new lender and uses it to pay off the old mortgage.
HOW MANY PEOPLE ARE APPLYING?
Applicant 1
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
This is based on income multiples only and may be affected by your outgoings.
Use our quote tool to find out what monthly repayments may be or book an appointment so we can check exactly how much you can borrow and your eligibility for a mortgage with top mortgage lenders.
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
By answering a few more questions, we can check exactly how much you can borrow (and also check your eligibility for a mortgage) with top mortgage lenders.
These results are for a repayment mortgage and are only intended as a guide based on income multiples, not taking into account your specific circumstances. The amount you can borrow may be more or less than this. Please make sure you obtain accurate figures from a member of our team before committing to any mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
With increasing pressures on the NHS you may have seen a lot written about Private Medical Insurance (PMI) in the press, read more here.
Get StartedLife Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Get StartedBuilding insurance is a legal requirement to most mortgages, we can help you get this in place.
Get StartedAt Mortgage IQ we believe your income is your biggest asset –if you have no income how will you maintain repayments on your mortgage and cope with the day to day costs of living? Your Mortgage IQ adviser will always ensure you are fully aware of the options available to you to protect your income.
Get StartedFinding out you or a loved one has a serious illness is traumatic enough without having to cope with the financial implications. At Mortgage IQ we believe it is our duty of care to you to ensure you fully understand the options available to you to ensure financial protection for you and your family.
Get StartedHave you considered what would happen if you could no longer manage your financial affairs yourself, or make other important decisions concerning your health and welfare?
Get StartedDon’t just take our word for it, see what our customers have to say.
We'll do the hard work to find your perfect mortgage.
IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.