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We’re always glad to help you switch to another lender or negotiate a better deal on your existing mortgage.
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As your trusted partners we will be with you throughout your mortgage lifetime. There are many reasons why you might want to remortgage.
You might want to avail of a lower interest rate, consolidate debt, renegotiate a new deal when your deal is coming to an end or you might want to borrow more money for home improvements, buying out shared ownership or something else. We are experts in all things remortgage so just get in contact and we can help.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note, debt consolidation may extend the period of time of the loan repayment and result in overall increased interest payments. This should be carefully considered.
Step 01
Speak to an IQ adviser well in advance of your deal end date- this will avoid you moving onto a Standard Variable Rate which may be higher than available deals.
Step 02
We will talk you through your options and our expert knowledge will make sure we find a solution that is matched to your own specific circumstances.
Step 03
We will check if you mee the lenders criteria before applying for your remortgage.
Step 04
We will guide you through this process, helping you with valuers, solictors (if necessary) and making the process as hassle free as possible.
Step 05
A lot can change in a short space of time, make sure your personal protection needs are up to date by reviewing with your adviser.
Step 06
Once your offer is received the next step is for your remortgage to complete, this is where your solicitor requests the money from the new lender and uses it to pay off the old mortgage.
HOW MANY PEOPLE ARE APPLYING?
Applicant 1
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
This is based on income multiples only and may be affected by your outgoings.
Use our quote tool to find out what monthly repayments may be or book an appointment so we can check exactly how much you can borrow and your eligibility for a mortgage with top mortgage lenders.
This means with the minimum required deposit of 10% you may be able to buy a house up to £0.00.
By answering a few more questions, we can check exactly how much you can borrow (and also check your eligibility for a mortgage) with top mortgage lenders.
These results are for a repayment mortgage and are only intended as a guide based on income multiples, not taking into account your specific circumstances. The amount you can borrow may be more or less than this. Please make sure you obtain accurate figures from a member of our team before committing to any mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
Your credit rating can affect your ability to get a mortgage. Have a read to find out how you can check or improve yours.
Get StartedWe believe using a mortgage broker is more beneficial than going directly to a lender. Purchasing a house is likely to be one of your biggest, long term financial commitments so it’s important to get it right.
Get StartedWith increasing pressures on the NHS you may have seen a lot written about Private Medical Insurance (PMI) in the press, read more here.
Get StartedLife Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Get StartedBuilding insurance is a legal requirement to most mortgages, we can help you get this in place.
Get StartedDon’t just take our word for it, see what our customers have to say.
We could not recommend Mortgage IQ highly enough. We have worked with them over the last 10 years and throughout that time Tanya & Diane have given us great advice and really cared about helping us find the right deals. In our recent house move Diane went above and beyond more than once to help us get sorted and the new home gifts were very kind and helpful! We would highly recommend working with them!
Fantastic experience as a first time buyer. Luke was on the ball from start to finish constant updates so we always knew what was going on at every stage. Great initial appointment to go through all off what is involved in purchasing a house. Nothing was too much trouble and it was very easy to get in contact. Would and have already recommended Mortgage IQ and in particularly Luke Totten who is a credit to the company.
The reviews shown above have been gathered and displayed directly through third party review listings and have not been verified by SJP.
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