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Looking for a reliable Mortgage Adviser in Ballymena?
Mortgage IQ helps you find the right mortgage with local knowledge and trusted advice.
Speak to your local mortgage expert today.
Buying your first home in Ballymena? Getting on the property ladder can feel overwhelming, but with Mortgage IQ Ballymena, expert guidance makes the process simple and stress-free.
Co-Ownership could be the perfect solution if you're struggling to get on the property ladder. At Mortgage IQ Ballymena, we guide you through the Co-Ownership process to make homeownership more accessible.
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At Mortgage IQ Ballymena, we're here to help you switch to a new lender or secure a better deal on your existing mortgage. Our expert advisors make the remortgaging process smooth and hassle-free.
We help with Retirement Interest Only, Equity Release, Lifetime Mortgages, and other specialist lending options tailored for Ballymena residents. *
Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around residential mortgages, but there are some key differences-we are experienced with all types of BTL mortgages.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Don’t just take our word for it, see what our customers have to say.
Conor and Laura did a superb at guiding me through the process and always keeping me up to date!
I cannot recommend the team at Mortgage IQ highly enough! As first time buyers, Conor, Laura and the team explained everything we needed to know and didn’t over complicate anything. They were prompt at responding to any emails I sent and checked in with us to see how our purchase was progressing. 10/10 experience working with them.
At Mortgage IQ Ballymena, we offer a wide range of mortgage options including fixed-rate, variable-rate, tracker, and buy-to-let mortgages. Our experts will help you find the best mortgage suited to your financial situation and goals in Ballymena.
Mortgage IQ Ballymena provides expert, mortgage advice tailored to your unique circumstances. Our local knowledge and access to multiple lenders ensure you get the best mortgage deals available in Ballymena. We guide you through every step, from application to completion.
To improve your mortgage approval chances, ensure your credit score is good, have a steady income, and keep your debts low. Our Ballymena mortgage advisers can guide you through the application process and help you prepare all necessary documents to increase your chances of success.
Yes, self-employed individuals can get mortgages, though lenders may require additional documentation like tax returns and business accounts. Mortgage IQ Ballymena specialises in helping self-employed clients find mortgage solutions tailored to their financial profiles.
Typically, you'll need recent payslips, proof of ID, bank statements, and any details of any existing credit or loans. Our Ballymena advisers will provide a clear checklist to ensure nothing is missed.
Your mortgage borrowing power depends on your income, expenses, deposit size and credit history. Our Ballymena team can carry out an affordability assessment and recommend lenders based on your profile.
Yes, we advise landlords and property investors in Ballymena and surrounding areas. Whether it's your first buy-to-let or you're expanding a portfolio, we'll help you understand rental income requirements and market-specific lender criteria.
A DIP is a document from a lender confirming how much you may be eligible to borrow - often required when making an offer on a home. Mortgage IQ Ballymena can arrange a DIP quickly, giving you a competitive edge when house hunting.
IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
