MENU
MENU
Mortgage IQ, High Street, provides clear, practical mortgage and protection advice to buyers and homeowners across Holywood and the surrounding, North Down, areas.
Whether you’re buying your first home, moving property or reviewing your mortgage, our local advisers are here to help.
Getting onto the property ladder can seem quite daunting but with Mortgage IQ it doesn’t need to be.
Remortgaging is where you switch the mortgage on your home to another lender or negotiate a better deal with your existing one.
When it comes to a home building project there are so many more considerations. Let our experts guide you through the process.
The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.
Sharing a mortgage with co-ownership can be a great way to get started. Let our advisers talk you through it.
Our handy mortgage comparison tool for when you’re still thinking things through.
We can help with with Retirement Interest Only, Equity Release, Lifetime Mortgages and other specialist mortgage lending*.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
*This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Yes. Our advisers are based on High Street, Holywood and regularly support clients across Holywood and the surrounding North Down area.
Mortgage IQ is one of Northern Ireland's most trusted mortgage brokers. Our Holywood, High Street, team combines deep local knowledge with access to a wide range of UK lenders. We offer tailored advice, fast responses, and a personalised experience.
Yes. In Mortgage IQ, High Street, we help many first‑time buyers understand affordability, lender criteria and the full buying process, from initial budgeting through to completion.
Typically, you'll need recent payslips, proof of ID, bank statements, and any details of any existing credit or loans. Our High Street mortgage advisers will provide a clear checklist to ensure nothing is missed.
Yes! If you're self-employed, a sole trader, or a company director, we work with lenders who specialise in flexible income criteria. We'll help you gather the right documents, such as tax returns or business accounts, to support your application.
Yes,in Holywood, High Street, we advise landlords and property investors in Holywood and surrounding areas. Whether it's your first buy-to-let or you're expanding a portfolio, we'll help you understand rental income requirements and market-specific lender criteria.
A DIP is a document from a lender confirming how much you may be eligible to borrow - often required when making an offer on a home. Mortgage IQ Holywood, High Street, can arrange a DIP quickly, giving you a competitive edge when house hunting.
You can reach us by phone, email or by visiting our office. We also offer virtual conversations for your convenience. Contact us today to get started with trusted mortgage advice.
No. While face‑to‑face appointments are available at our High Street office, we also offer virtual appointments if that suits you better.
IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
