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Looking for an experienced Mortgage Adviser in Ballyclare?
We provide clear, practical mortgage and protection advice designed around you and the local Ballyclare property market.
Whether you’re buying your first home, moving within the area or reviewing an existing mortgage, our advisers are here to help.
Carolyn works in our Ballyclare office as Practice Support.
A former mortgage adviser and CeMAP-qualified professional, Carolyn brings valuable industry knowledge to her role. She supports the adviser team by ensuring a smooth and exceptional customer experience from start to finish.
Carolyn is fully trained in all administrative processes and acts as a key point of contact for customers. She liaises with lenders, solicitors, estate agents, and others involved to help make every step of the mortgage journey as straightforward and stress-free as possible.
Getting onto the property ladder can seem quite daunting but with Mortgage IQ it doesn’t need to be.
Remortgaging is where you switch the mortgage on your home to another lender or negotiate a better deal with your existing one.
When it comes to a home building project there are so many more considerations. Let our experts guide you through the process.
The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.
Sharing a mortgage with co-ownership can be a great way to get started. Let our advisers talk you through it.
Our handy mortgage comparison tool for when you’re still thinking things through.
We can help with with Retirement Interest Only, Equity Release, Lifetime Mortgages and other specialist mortgage lending.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.
Yes, our advisers regularly support clients in Ballyclare and the surrounding areas, providing local mortgage and protection advice tailored to your circumstances.
We can advise on first‑time buyer mortgages, home mover mortgages, remortgaging, equity release and buy‑to‑let mortgages.
Some buy‑to‑let mortgages are not regulated by the Financial Conduct Authority.
Our Ballyclare team combines expert mortgage knowledge with deep local insight. We access many lender options to secure the most competitive deals. From your initial application through to completion—and beyond—we’ll support you every step of the way
To increase your likelihood of a successful mortgage application: maintain a healthy credit score, demonstrate consistent income, manage debt sensibly, and prepare documentation thoroughly. Our advisers in Ballyclare will provide a tailored checklist and assist you in preparing a strong application
Yes, we can help self‑employed applicants. Lenders usually require additional documents such as tax returns and business accounts. Our Ballyclare advisers are experienced in this area and will match you with suitable lender criteria.
You’ll usually need:
Recent payslips (last 3 months)
Bank statements (recent)
Proof of identity
Details of any outstanding credit or loans
If self-employed, you may also need tax returns or business financials. We’ll give you a clear, personalised checklist to ensure everything is in order
How much you can borrow is based on factors such as your income, outgoings, deposit and credit history. We carry out a full affordability assessment and recommend lenders suited to your circumstances in Ballyclare.
A Decision in Principle shows how much you may be able to borrow and is often required when making an offer on a property. We can arrange one quickly at Mortgage IQ Ballyclare, helping you stand out when house hunting.
No. We offer both face‑to‑face and virtual appointments, so you can receive mortgage advice in Ballyclare at a time and format that suits you.
You can book an appointment online or by phone. Our team will arrange a time to suit you and explain what information you’ll need ahead of your meeting.
Contact us today to get started with trusted mortgage advice.
IQ&Co provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
