Moving home is considered to be a stressful time by many, but it does not need to be. Mortgage IQ can guide you through the process and can offer mortgage advice specific to your circumstances.
Before you begin searching for your dream home, it is important to know what your upper purchase price limit is as well as the costs invovled in moving home. This is why we recommend you speak with one of our advisers before you decide to put your property on the market to ensure you can move to the type and size of property you wish too before incurring any estate agency fees.
Our advisers will discuss your personal circumstances with you, including your income and outgoings. From this, your adviser can determine the most appropriate mortgage for you and give you an indication of how much you can borrow and the level of purchase price you can afford. We will also help you to work out all your initial costs such as estate agent fees, valuation fees, solicitors and stamp duty if applicable as well as the ongoing monthly costs invovled in purchasing your new home.
Once you have found your next home Mortgage IQ will work for you liasing with the estate agent, solicitor, lender and insurance companies on your behalf keeping you updated each step of the way until you get the keys of your new home.