Mortgage IQ

A self-Certification mortgage is a non-standard mortgage which allows you to declare how much money you earn from employment without having to provide proof of your earnings.

There are a variety of reasons as to why you may not be able to provide proof of your earnings, but if you have equity in your home and you know that you can keep your mortgage commitments, then Mortgage IQ can help you. You may be self-employed, or your income may come from a number of different sources.  You may possibly be employed, but your income is heavily boosted by an irregular means (e.g. bonuses), or you may have started your own business but don’t yet have three years accounts. It is complex circumstances such as this that require the help of a Self-Certification mortgage.

As an experienced independent mortgage broker, we are happy to do all the hard work for you, so why not contact us now for expert advise on self-certified mortgages.