Mortgage IQ
Mortgage Options

 

Right to Buy

CREDIT REPAIR MORTGAGES

A credit repair mortgage is designed is for individuals who have a poor credit history and are therefore not eligible for a mainstream mortgage. This type of mortgage provides the opportunity for people who have had all sorts of  financial problems in the past to prove that they can make mortgage repayments; making regular mortgage repayments starts the process of ‘repairing’ their credit history for the future.

If you have credit problems, we understand that finding a mortgage can be a very confusing and daunting experience.  Mortgage IQ makes the process easier for you, with dedicated mortgage professionals available to provide you with impartial advice on the best mortgage for your situation. We search the entire market, and will leave you feeling more informed and knowledgeable about the options that you may never have known existed.
Whatever your credit history;

  • Mortgage or loan defaults

  • County Court Judgements (CCJs)

  • Individual Voluntary Arrangements (IVAs)

  • Discharged Bankrupt

  • Repossession

Call us and talk to us, or click on the link below for a preliminary decision.

 

IN RECEIPT OF BENEFITS?

Here at Mortgage IQ we understand that for many different reasons, many household incomes come from, or are subsidized by state benefits and/or maintenance payments.  It is for this reason that we have sourced the best mortgages lenders who will allow applicants to use these state benefits, tax credits and maintenance payment as acceptable income toward paying your mortgage.

So, if you have any income other than basic salary that you need to take into consideration it would be advisable to discuss this with one of our experienced advisors, who will answer any questions you may have.